Baccarat is an extremely dramatic game that involves placing blind bets on one of two outcomes--the Banker having the higher hand, or the Player. It takes some serious guts to play Baccarat, but you can learn the rules quite quickly and learn to start making smart, safe bets that'll have you ruling the table.
Understand how the cards are dealt.
In Baccarat, two hands are dealt of two cards each, from a shoe, usually filled with eight decks of cards. One hand is called the Player hand and one hand is called the Banker hand. Any number of players can bet on the outcome of each hand, choosing either to bet that the Player hand or the Banker hand will be closer to nine.
The deal passes clockwise around the table between the betting parties, though players can elect to pass the shoe. The player dealing will deal out two cards and pass them to the table banker, usually a casino representative who is in charge of the chips. The first hand dealt is usually the Player hand and the second hand is usually the Banker hand.
Sometimes, when the shoe is shuffled, the first card turned over will reveal how many cards the dealer should "burn" (toss away) in between deals for each hand. So, if the first card over is the 2 of Hearts, the dealer will burn two cards between each hand until the shoe is reshuffled.
Learn how the cards are scored.
Basically, the card values are added together to result in a score for each hand between 0 and 9. Suit is ignored. Face cards are each worth 10, Aces are worth 1, and all cards 2-9 are worth their face value. When the cards are added together, the digits in the tens places are dropped, making the ones place digit the score. In other words, face cards are essentially worth zero.
Say the Player hand reads 5 and 7. Since the sum of the cards is 12, the value of the hand 2. It's impossible to "bust" or go over in Baccarat, like in Blackjack, though hits are guided by a particular set of rules.
In the event of a tie, the hand is passed and the bets are returned and the hand is redealt.
Understand how hits work for the Player.
A third card will be drawn for the Player hand and the Banker hand under the following conditions:
- If either hand reads 8 or 9, both hands must stand. This rule overrides any other guidelines for hits.
- If the Player hand reads 5 or less, the Player takes a hit. The Player card will be hit first in the rotation.
Learn when the Banker takes a hit.
If the Player stands (because the hand reads 6 or higher), the Banker takes a hit on hands that read 5 or less. If the Player hits, it depends on the value of the Player's hit card and the Banker's score.
- If the Player’s third card is 9, 10, face-card or Ace, the Banker draws when he has a 0-3, and stays with a 4-7.
- If the Player’s third card is 8, the Banker draws when he has a 0-2, and stays with a 3-7.
- If the Player’s third card is 6 or 7, the Banker draws when he has a 0-6, and stays with a 7.
- If the Player’s third card is 4 or 5, the Banker draws when he has a 0-5, and stays with a 6-7.
- If the Player’s third card is 2 or 3, the Banker draws when he has a 0-4, and stays with a 5-7.
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